Management
Patrick Luchetta
Over 20 years of industry experience.
4.98 / 5 from 1,550 reviews · KennstDuEinen.de

Patrick Luchetta has been Managing Director of Zinskonzept GmbH since April 2026. With years of experience at the intersection of mortgage financing, insurance and capital investment, he brings broad industry expertise to its strategic development.
20+ years of experience
Founder of InsureHYP GmbH & Co. KG, previously in leading roles at Creditweb and Dr. Klein Privatkunden AG.
Integrated solutions
He combines financing, protection and wealth building into holistic advisory solutions.
Structure & partner focus
Entrepreneurial thinking, clear structures and consistent focus on clients and sales partners.
Management
Role in the team
Management is responsible for the direction of Zinskonzept, for access to more than 600 banks and insurers, and for the quality of advice under § 34i GewO.
Zinskonzept brokers property loans under § 34i GewO and is paid by the lending bank, not by you. Full regulatory details are in the imprint, our offices under locations.
More contacts
Talk to Patrick directly
Non-binding, bank-independent and with an honest read on whether your plan holds up.