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Management

Patrick Luchetta

Over 20 years of industry experience.

4.98 / 5 from 1,550 reviews · KennstDuEinen.de

Patrick Luchetta
Patrick LuchettaManaging Director

Patrick Luchetta has been Managing Director of Zinskonzept GmbH since April 2026. With years of experience at the intersection of mortgage financing, insurance and capital investment, he brings broad industry expertise to its strategic development.

  • 20+ years of experience

    Founder of InsureHYP GmbH & Co. KG, previously in leading roles at Creditweb and Dr. Klein Privatkunden AG.

  • Integrated solutions

    He combines financing, protection and wealth building into holistic advisory solutions.

  • Structure & partner focus

    Entrepreneurial thinking, clear structures and consistent focus on clients and sales partners.

0721 499 75 68 10karlsruhe@zinskonzept.deKriegsstraße 240, Karlsruhe §34i GewO

Management

Role in the team

Management is responsible for the direction of Zinskonzept, for access to more than 600 banks and insurers, and for the quality of advice under § 34i GewO.

Zinskonzept brokers property loans under § 34i GewO and is paid by the lending bank, not by you. Full regulatory details are in the imprint, our offices under locations.

Talk to Patrick directly

Non-binding, bank-independent and with an honest read on whether your plan holds up.