Follow-up & forward
Follow-up financing in Karlsruhe, lock in early instead of just extending
Is your fixed period ending? We compare the market, check refinancing and lock in today's rates up to 60 months ahead with a forward loan.
4.98 / 5 from 1,550 reviews · KennstDuEinen.de
We compare rates from over 600 banks & insurers
Your advantages
Follow-up financing is your chance for better terms
Many owners extend automatically with their house bank and give away real money. When the fixed period ends, the residual debt must be refinanced, and this is exactly where a bank-independent comparison pays off. With a forward loan you can even lock in today's rates years in advance.
Better terms
Instead of simply extending, we compare the market, often with a noticeable rate advantage.
Forward loan
Lock in today's rates up to 60 months before your fixed period ends.
Refinancing
We check a switch of bank and handle the process for you.
Predictability
You know early how your rate will look, with no rate surprise.
Follow-up financing in 5 steps
- 11
Residual debt & fixed period
We check when your fixed period ends and how high your residual debt will be then.
- 22
Compare the market
We gather offers from several banks, bank-independent of your current bank.
- 33
Forward or direct?
We check whether a forward loan suits you or direct follow-up financing.
- 44
Set the concept
We choose fixed period and repayment (Tilgung) so your financing stays sustainable.
- 55
Closing & switch
We support the closing and, if sensible, the smooth bank switch.
Forward loan
Lock in tomorrow's rate today
A forward loan fixes the current rate for follow-up financing that only starts in up to 60 months. That makes you bank-independent of how rates develop, ideal if you expect rates to rise.
- Forward loan up to 60 months in advance.
- Bank-independent comparison instead of automatic extension.
- Refinancing including handling the bank switch.
- Personally available in Karlsruhe, evenings and weekends too.
Quick request · 2 minutes
Non-binding financing request
Just a few short questions for an instant first assessment. We'll get in touch personally, for the full financing confirmation you complete your self-disclosure afterwards.
- Instant assessment, no waiting
- 100% non-binding & free
- Personal reply from Karlsruhe
Investment or own home?
Your starting point
Which type of client are you?
Extend or compare?
Extend with house bank
Follow-up with Zinskonzept
FAQ, follow-up financing
Follow-up financing (Anschlussfinanzierung) is the new financing of the residual debt when the fixed period of your existing loan ends. You can extend with your bank or switch to better terms.
As early as possible. Up to 60 months before expiry you can lock in today's rates via a forward loan. You should act at the latest 6–12 months ahead.
A forward loan (Forward-Darlehen) lets you fix today's rate for follow-up financing that only starts in the future, up to 60 months ahead. For this certainty you usually pay a small premium.
Often yes. We compare the market and factor in switching costs. If the switch brings net advantages, we handle the entire process for you.
When switching banks there are usually costs for transferring the land charge, these are modest. We include them transparently in the comparison so you see the real saving.
Yes. We advise in person at Kriegsstraße 240 in Karlsruhe, by phone Germany-wide and via web meeting, evenings and weekends too.
Secure your follow-up financing, in good time.
Whether direct or via forward loan: we compare the market for you. Start with a non-binding request.