Calculators
Budget calculator
How much property can you afford?
4.98 / 5 from 1,550 reviews · KennstDuEinen.de
We compare rates from over 600 banks & insurers
Your financial situation
Affordable purchase price (approx.)
€241,500
Guideline at 3.6% rate (10y fixed), 2.0% repayment and 35% rate share.
Non-binding example calculation, not a financing offer under the §34i GewO licence.
A sustainable rate is roughly 35 % of your free household income. Your equity first covers the purchase costs. The actual amount depends on credit standing, property and bank.
Good to know
How your budget is calculated
Affordable rate
Roughly 35 % of your free household income is considered a sustainable monthly rate.
Use equity wisely
Your equity first covers the purchase costs, the rest reduces the loan amount.
Realistic purchase price
Rate and equity together define the price range you should search in.
Quick request · 2 minutes
Non-binding financing request
Just a few short questions for an instant first assessment. We'll get in touch personally, for the full financing confirmation you complete your self-disclosure afterwards.
- Instant assessment, no waiting
- 100% non-binding & free
- Personal reply from Karlsruhe
Investment or own home?
Your starting point
Which type of client are you?
Budget calculator FAQ
A rule of thumb: at most around 35 % of your free net household income. That leaves enough buffer for living costs and the unexpected.
Ideally you cover the purchase costs (around 9–15 %) from equity. The more you contribute, the better the terms but financing with little equity is possible.
No, it is a solid orientation. We determine the binding range together based on your credit standing and the specific bank requirements.
Prefer a personal calculation?
We build your individual financing concept, bank-independent, transparent and free.