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Purchase costs calculator

Land transfer tax, notary, agent & land registry by federal state.

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Calculate purchase costs

Total purchase costs

€40,280

That's about 10.1% of the purchase price.

Land transfer tax (5 %)€20,000
Notary & land registry€6,000
Agent commission (3.57 %)€14,280
Price + costs€440,280

Non-binding example calculation, not a financing offer under the §34i GewO licence.

Purchase costs range from roughly 9 % to 15 % of the price depending on the federal state and whether an agent is involved. Land transfer tax ranges from 3.5 % (Bavaria) to 6.5 %.

Good to know

What makes up the purchase costs

Land transfer tax

Depending on the federal state 3.5 % to 6.5 % of the price, the largest single item.

Notary & land registry

Around 1.5 % for notarisation and registration, set by law.

Agent commission

If an agent is involved, usually around 3.57 % incl. VAT, often split in half.

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Purchase costs FAQ

Depending on the federal state and agent involvement they range from around 9 % to 15 % of the price. They should usually be paid from equity.

In principle yes, a so-called 110 % financing is possible but it requires strong credit standing and leads to higher terms. We check what makes sense in your case.

Each federal state sets the rate itself, from 3.5 % in Bavaria up to 6.5 % in e.g. North Rhine-Westphalia or Brandenburg.

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