Calculators
Follow-up financing calculator
Calculate live rate, instalment and residual debt for your follow-up financing.
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Your follow-up conditions
Loading …Interest rate
– p.a.
Total term
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Effective rate
– p.a.
Initial repayment
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Live market conditions, not a financing offer. Rates vary by credit, property and loan-to-value. Non-binding example calculation, not a financing offer under the §34i GewO licence.
When your fixed-rate period ends, the follow-up rate drives your future instalment. The earlier you compare, the more room you have, up to 66 months ahead via a forward loan.
Good to know
What this calculator does for you
Live rate
Current follow-up conditions in real time, no stale sample value.
Residual debt in focus
See how your residual debt falls over the fixed period and what remains after.
Rate or term
Calculate by desired instalment or by total term, both ways live.
Quick request · 2 minutes
Non-binding financing request
Just a few short questions for an instant first assessment. We'll get in touch personally, for the full financing confirmation you complete your self-disclosure afterwards.
- Instant assessment, no waiting
- 100% non-binding & free
- Personal reply from Karlsruhe
Investment or own home?
Your starting point
Which type of client are you?
Follow-up financing FAQ
Ideally 6–36 months before your fixed-rate period ends. A forward loan locks in today's rates up to 66 months ahead.
Prolongation extends with your current bank. Rescheduling moves you to a new bank with better conditions. We compare both for you.
No, the calculator gives a realistic live orientation. Your binding offer depends on credit standing, property and loan-to-value. We prepare it free.
Secure your follow-up smartly?
We compare prolongation, rescheduling and forward loans, bank-independent, transparent and free.