One connection, the whole market
Platform access: Europace, Baufinex, Prohyp & Forum from one source.
Use the major mortgage platforms through us: plus the direct-submitter advantage at many banks. More market, less effort.
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We compare rates from over 600 banks & insurers
The platforms
Four platforms, one partnership
Instead of laboriously connecting to individual banks, through Zinskonzept you use four central comparison and processing platforms for Baufinanzierung (German property financing) at once. Each has its strength, together they cover almost the entire market.
Europace
Market-leading platform with a huge range of banks and products, the backbone for the bulk of your financings.
Baufinex
Strong pool with its own bank portfolio and the Baufinex Campus training, ideal for special cases and extra terms.
Prohyp
Large broker pool with a broad bank selection and solid rate coverage: more comparison, more closing chances.
Forum
Complementary platform for additional banks and niche products not (or less well) covered elsewhere.
The direct-submitter advantage
Shorter paths, better terms
At many banks we submit not via the standard route but as a direct submitter. That means faster processing, more direct communication and often better terms, a real competitive edge at closing.
Direct-submitter status
At many banks we submit directly: shorter paths, faster approvals and often better terms than the standard route.
More market, one connection
Instead of connecting each bank individually, our bundled access covers almost the entire market.
Best offer per case
For each financing you pick the platform with the best terms, no need to commit to a single provider.
Which platform for what?
Strength
Typical use
Included in the package
What you get
All access, one contact person, no bank-connection hassle.
- Access to Europace, Baufinex, Prohyp and Forum
- Direct-submitter advantage at many banks
- No need for your own bank connections
- One contact person for all platforms
FAQ on the platforms
Europace, Baufinex, Prohyp and Forum, plus direct-submitter advantages at many banks. This covers almost the entire mortgage market.
At partner banks where we submit directly, the paths are shorter: faster approvals, less friction and often better terms than the standard pool route.
No. You use our bundled access. That saves you the effort of connecting and maintaining each bank individually.
For each financing you pick the platform with the best terms. For special or niche cases Baufinex and Forum help; for standard business usually Europace and Prohyp.
No, there is no franchise fee and no platform base fee. We finance ourselves through bundled volume, not through fees on your partnership. [PLATZHALTER: Konditionen]
Platform use requires a §34i licence because advising and brokering happen here. Referrers need no access. They only provide the contact.
Get all platforms through one partnership.
Europace, Baufinex, Prohyp, Forum and the direct-submitter advantage, no franchise fee.