Fair, transparent, above average
The commission model: earn more through volume bundling.
No franchise fee, no sales targets. Through bundled volume we reach terms you could hardly get alone and pass them on fairly.
4.98 / 5 from 1,550 reviews · KennstDuEinen.de
We compare rates from over 600 banks & insurers
The principle
Negotiating strong together
Banks and platforms grant their best terms for Baufinanzierung (German property financing) based on volume. A single broker rarely reaches the top tiers. By bundling the business of many partners, Zinskonzept collectively enters ranges that would hardly be reachable alone and passes the advantage on to you as an above-average commission.
Important: we do not earn off your margin. Zinskonzept lives off its own retail business. You are a partner, not a revenue source.
Concrete rates and tiers: [PLATZHALTER: commission rates]
The principles
What our model rests on
Volume bundling
We pool the business of many partners. Higher total volume means better tiers and you benefit from that directly.
No franchise fee
No entry fee, no monthly base fee. You don't pay for being a partner.
No sales targets
No minimum turnover, no quotas, no pressure. You broker at your own pace.
Above-average rates
Through bundling we reach terms you could hardly get alone, passed on to you fairly.
Transparent billing
Clear rates, traceable settlement, payout after the financing pays out.
An honest model
We live off our own retail business, not off our partners' margins. We don't earn off you, we earn with you.
No fine print
What you won't find here
A model without hidden costs and without pressure, so you can focus on brokering.
- No franchise fee and no base fee
- No turnover or volume quotas
- No non-compete clause, your client base stays yours
- Payout after the financing pays out
How your commission is built
- 11
You broker
You advise your client and submit the financing via the platforms, on your own responsibility as a §34i broker.
- 22
Volume is bundled
Your business feeds into the network's total volume and lifts the commission tiers for everyone.
- 33
Bank pays out
Once the bank pays out the financing, your commission is fixed, nothing is promised up front.
- 44
You get paid
Your above-average commission is settled and paid out transparently.
Franchise vs. Zinskonzept
Classic franchise
Zinskonzept
FAQ on the commission model
The amount depends on platform, bank and volume. Through bundling across the network we sit above average. We discuss the specific rates transparently in a personal conversation.
Banks and platforms grant better terms the higher the total submitted volume. By pooling the business of many partners we reach tiers a single broker could hardly reach alone and pass the advantage on.
No. Neither an entry nor a monthly base fee. You pay nothing for being a partner.
No. There is no minimum turnover and no volume quotas. You broker as much or as little as you like.
After the bank pays out the financing. Only then is the commission earned and settled.
Our business model rests on our own retail business, not on our partners' margins. We earn with you on the total volume, not at your expense.
Let's talk about your terms.
Above-average commission, no franchise fee, no turnover pressure.