For licensed brokers
Broker mortgages independently: with §34i, on equal footing.
You hold the licence and advise yourself? Get all platform access, top commissions via volume bundling and lean processing.
4.98 / 5 from 1,550 reviews · KennstDuEinen.de
We compare rates from over 600 banks & insurers
For self-employed brokers
Your licence, our infrastructure
If you hold a §34i GewO licence, you advise your clients on Baufinanzierung (German property financing) yourself, run through scenarios and close on your own responsibility. What Zinskonzept supplies is the infrastructure behind it: bundled platform access, above-average commissions and a back office that is genuinely reachable.
You no longer need your own bank connections or pay any franchise fee. Instead of being tied to sales targets, you broker at your own pace and still benefit from terms you could hardly get on your own.
Your advantages
What you get as a connected broker
All platform access
Europace, Baufinex, Prohyp and Forum from one source, plus direct-submission advantages at many banks.
Top commissions
Above-average pay through volume bundling across the entire network.
Full self-employment
No franchise fee, no sales targets, no non-compete clause. You stay your own boss.
You advise & close
With your §34i licence you run consultation and closing on your own responsibility. We supply the infrastructure.
Lean processing
Direct-submitter status, short paths, fast handling and real availability in the back office.
Hands-on support
Sparring on tricky cases, training and webinars, experience drawn from real retail business.
Requirements
What you should bring
We work with experienced professionals who know their craft and advise on their own responsibility.
- Valid licence under §34i GewO
- Entry in the broker register (Vermittlerregister)
- Experience advising on Baufinanzierung (German mortgages)
- Your own retail business that you broker yourself
Connected in four steps
- 11
Request & getting to know
You apply, we clarify licence, target group and expectations: among professionals, on equal footing.
- 22
Connection & access
You are connected to the platforms and receive your access to Europace, Baufinex, Prohyp and Forum.
- 33
Advise & submit
You advise your clients, run through scenarios and submit directly via the platforms.
- 44
Collect commission
After payout your broker commission is settled, above average thanks to volume bundling.
Referrer or broker?
Referrer (Tippgeber)
Broker (§34i)
FAQ for brokers
A valid §34i GewO licence, an entry in the broker register (Vermittlerregister) and experience advising on mortgages. As a self-employed broker you advise and close on your own responsibility.
Europace, Baufinex, Prohyp and Forum, plus direct-submission advantages at many banks. This covers almost the entire market without you having to manage individual bank connections.
By bundling volume across the network we achieve above-average terms. We discuss the specific rates transparently in a personal conversation. [PLATZHALTER: Provisionssätze]
No. Neither franchise fee nor sales targets, no non-compete clause. You remain fully self-employed and keep your client base.
No. We live off our own retail business, not off our partners' margins. Your clients stay your clients: an honest, partner-friendly model.
As soon as your licence is checked and the platform connections are set up, you can start. This usually takes just a few days.
Ready to take off with your §34i?
All platforms, top commissions, no franchise fee, let's talk.